EMI is the fixed monthly payment for a loan.

How is EMI calculated?

EMI uses principal, interest rate, and loan tenure in months.

Does it show total interest?

Yes, the calculator shows total interest paid over the loan term.

Yes, it works for personal, home, auto, and other loans.

The EMI becomes principal divided by the number of months.

Calculate monthly EMI, total interest, and total repayment for your loan.

Enter loan amount, interest rate, and loan term to get your EMI breakdown. This free EMI calculator provides quick, accurate results.

Loan Amount

Interest Rate (%)

Term (Years)

The calculator uses the standard EMI formula to compute monthly payments and totals from your loan inputs.

EMI = P × r × (1 + r)ⁿ / ((1 + r)ⁿ - 1), where P is principal, r is monthly interest rate, and n is number of months.

Use this free loan and EMI calculator to compare monthly payments, estimate total interest, and plan your loan repayment with confidence.

Expand your knowledge with our expertly curated resources.

Interest rates, terms, and monthly payments—make sense of the numbers before signing on the dotted line.

Weight management comes down to calories in vs calories out. Learn how to calculate your needs and track effectively.

Got a 200-page PDF but only need pages 45-60? Learn how to extract exactly what you need without expensive software.